★ NO COST TO REVIEW YOUR CASE.
Life Insurance & Account Disputes Handled by a Lawyer Who Fights for You
When a life insurance or account claim is denied or contested, you need a lawyer who's handled it before, will talk to you personally, and will fight for the outcome you deserve.
EXPERIENCED
Over 15 years experience in life insurance disputes
PERSONAL
Work directly with a lawyer
RESULTS
Millions recovered for clients
Member of the Multi-Million Dollar Advocates Forum.
Membership is limited to attorneys who have won million and multi-million verdicts and settlements. Fewer than 1% of U.S. lawyers are members.
Results depend on the specific facts of each case. Past results do not guarantee or predict a similar outcome.
When Money & Family Collide
Losing someone you love is hard enough. Finding out afterward that a beneficiary designation was never updated, that an account changed hands under questionable circumstances, or that an insurance company or account custodian is refusing to pay, that is a different kind of hard.
When money and family collide, things get complicated, and too often someone ends up with what should have been yours.
This is not estate planning, and it is not routine paperwork. It is a beneficiary dispute, and disputes like these need a lawyer who handles them every day.
Denials & Disputes Explained
Not quite sure what if you’re dealing with a denial or a dispute? Learn the basics in under 2 minutes.
— How We Help —
We Handle the Fight, So You Don't Have to Face It Alone
From the first call to the final resolution, we handle every negotiation, every filing, and every courtroom step.
Most Common
Beneficiary Disputes
When more than one person believes they're entitled to a life insurance payout, things get complicated fast. We handle the negotiations, the paperwork, and — if it comes to it — the courtroom, so you don't have to face it alone.
Aggressive advocacy
Claim Denials
Insurance companies don't make money by paying claims. If yours has been denied, delayed, or disputed, we step in and hold them accountable — using the same tactics they use, against them.
ERISA + state law
Retirement Account Disputes:
401(k), IRA, and PensionBeneficiary fights over retirement accounts follow different rules than life insurance, and whether the account is governed by federal ERISA law or Texas law changes everything. We handle both.
Federal expertise
ERISA, FEGLI, VGLI & SGLI Claims
Employer-provided & government/ military life insurance is governed by complex federal rules that trip up even experienced attorneys. We handle these regularly, and we know how to navigate them.
Time-sensitive
Brokerage & TOD Account Disputes
When an investment account or a transfer-on-death designation is contested, the money can sit frozen while the tax clock keeps running. We move these cases and protect what you are owed.
Inside the case
Interpleader Actions
When the insurance company sues to let the court decide who gets the money, you need a lawyer who can defend your claim inside the interpleader case. We step in early and protect your share.
More Ways We Help
Our Texas legal team handles the full range of beneficiary disputes, whether the money sits in a life insurance policy or a retirement or investment account. These are often the same fight over a different asset: competing claimants, no denial, and frequently an interpleader lawsuit. We represent beneficiaries in disputes involving:
★ Interpleader lawsuits filed by life insurance companies
★ Contested life insurance claims
★ Multiple beneficiary disputes
★ Beneficiary designation challenges
★ 401(k), IRA, and brokerage account beneficiary disputes
★ Fraud and misrepresentation investigations
★ ERISA FEGLI VGLI and SGLI life insurance disputes
What Makes Us Different
A Lawyer Who Does This
Every Day
Most lawyers see a life insurance or beneficiary dispute once or twice in a career. We handle these cases routinely.
For over two decades, Michael Young has represented beneficiaries in contested claims, interpleader lawsuits, and beneficiary disputes over life insurance, retirement accounts, and investment accounts. We have recovered over ten million dollars for the people we represent.
You will work directly with your attorney, not a case manager or an intake screener. We will tell you honestly whether you have a case worth pursuing, and when we take one, we work to resolve it without a drawn-out lawsuit where we can, and we try it in court where we must.
More about our law firm🡒
— Our Process —
We Make the Process
Simple for You
No confusing legal jargon. No pressure. Just a clear path forward.
Step 1.
Free, Fast Case Review
Call or fill out the form. We'll review the details of your situation at no cost — most people hear back within two business days.
Step 2.
An Honest Conversation
We'll walk you through what we found, what your options are, and whether it makes sense to move forward. If it doesn't, we'll tell you that too.
Step 3.
A Fee Structure That Fits
Including options where you pay nothing unless we win. We'll explain exactly how it works before you decide anything.
— Testimonials —
What Clients Say
Results depend on the specific facts of each case. Past results do not guarantee or predict a similar outcome.
— Resources —
Learn More About How We Can Help
How It Works
The Interpleader Process
Case Studies
How we’ve Helped others
The Blog
How to Contest Life insurance
Areas We Serve
Dallas
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Fort Worth
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Houston
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Austin
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San Antonio
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Lubbock
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Amarillo
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El Paso
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Midland
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Odessa & Surrounding Areas
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Dallas | Fort Worth | Houston | Austin | San Antonio | Lubbock | Amarillo | El Paso | Midland | Odessa & Surrounding Areas |
Not in Texas?
Many life insurance disputes — especially ERISA and interpleader cases — can be handled nationwide. Reach out and we'll let you know if we can help.
Ready for a Pro to Step In?
You don't have to figure this out alone. We'll review your claim 100% free of charge.
It's free
No cost to review your case. No obligation to move forward.
Fast turnaround
Most clients hear back within two business days.
Attorney, not a screener
You'll speak directly with a lawyer who handles these cases.
Confidential
Your situation is kept strictly private.