Accidental death insurance

Accidental death insurance is not the same as life insurance. For life insurance, the cause of death is generally not important. However, for accidental death insurance, the cause of death is extremely important. Accidental death insurance only pays out for deaths causes by accidents. But only “accidents’ as defined by the policy terms. What are commonly considered accidents may or not be covered by the policy. It is extremely important to consult with a lawyer who is experienced in evaluating accidental death claims.